USDA VS FHA in Portland, Sumner County, TN

For 2025, the USDA loan limit in {CITY}}, within {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA cap for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA options, helping you select the optimal program for your financial situation in Alabama.

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{CURRENT_YEAR}} Loan Limits and Downpayment Requirements in {CITY}}, {COUNTY}}, {STATE}}

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%

USDA and FHA Loan Options in {CITY}}, {STATE}}

The goal at Lendersa® is to obtain the best possible USDA or FHA loan for you quickly and without hassle. Choose from three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in {STATE}}?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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