USDA Loan Vs. FHA loan pro & con Manchester, Coffee County, TN

In 2025, USDA loan limit in Manchester, county of Coffee, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Manchester, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(210) 353-2376 Lender's profile and map Reviews CPS IBEW Federal Credit Union 1002 Camden Street, San Antonio, TX, 78215 In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
(210) 593-1222 Lender's profile and map Reviews Texas Associations of Professionals Federal Credit Union 9110 IH 10 West, Suite 100, San Antonio, TX, 78230 A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
(800) 674-1474 Lender's profile and map Reviews San Antonio Mortgage LLC 8000 IH 10 West, Suite 600, San Antonio, TX, 78230 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
(210) 493-1243 Lender's profile and map Reviews Synergy Home Loans, LLC 13526 George Rd, Suite 208, San Antonio, TX, 78230 Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
(210) 362-1244 Lender's profile and map Reviews Clarity Mortgage 2929 Mossrock, Suite 118, San Antonio, TX, 78230 Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
(210) 348-0077 Lender's profile and map Reviews Vision Mortgage Company, Ltd. 7800 W I-10, Suite 112, San Antonio, TX, 78230 "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing. Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
(877) 251-4598 Lender's profile and map Reviews Proactive Lending Group 10004 Wurzbach Rd, San Antonio, TX, 78230 Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
(210) 618-9515 Lender's profile and map Reviews PINNACLE MORTGAGE AND LENDING 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230 "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
(888) 330-8482 Lender's profile and map Reviews Magnifi Financial 20 S 4th Avenue E, Melrose, MN, 56352 Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.
(888) 330-8482 Lender's profile and map Reviews Central Minnesota Credit Union 20 4th Ave SE, Melrose, MN, 56352 Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.
(210) 632-7424 Lender's profile and map Reviews Expedient Mortgage 15900 La Cantera, Suite 26235, San Antonio, TX, 78256 Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.