USDA VS FHA in Tullahoma, Coffee County, TN

For 2025, the USDA loan limit in {CITY}}, in {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA limit for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA against FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program for your financial situation in Alabama.

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{CURRENT_YEAR}} Loan Limits and Down Payment Requirements in {CITY}}, {COUNTY}}, {STATE}}

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%

USDA and FHA Loan Options in {CITY}}, {STATE}}

Lendersa® aims to quickly secure you the best possible USDA or FHA loan with ease. Select one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in {STATE}}

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and intended for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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