USDA Vs. FHA your options comparison in McMinnville, Warren County, TN

In 2026, the USDA loan limit for McMinnville in Warren, TN, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates and ascertain the income, credit, reserves, and required documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in the selection of the best suited program for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in McMinnville, Warren, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in McMinnville, TN

Lendersa® strives to secure the most suitable USDA or FHA loan swiftly and effortlessly. Select one of three starting pathways leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

The USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and accessible only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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