FHA Vs. USDA loan program for Sale-Creek, Hamilton County, Tennessee

In 2026, the USDA loan limit for Sale-Creek, located in Hamilton County, TN, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you choose the program that best fits your financial situation in .

USDA and FHA Loan Options in Sale-Creek, TN

Lendersa® aims to quickly secure the most favorable USDA or FHA loan for you. Select from three entry points to connect with matching lenders and relevant USDA loan programs.

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About USDA Loans in TN

A USDA home loan is backed by the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. USDA loans require no down payment, unlike FHA loans which demand a minimum of 3.5%.

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Sale-Creek Lenders
(423) 775-8400 Lender's profile and map Simply Bank 420 Third Avenue, Dayton, TN, 37321 Lends in Tennessee SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
(423) 447-2931 Lender's profile and map First Farmers & Commercial Bank 441 Spring Street, Pikeville, TN, 37367 Lends in Tennessee First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
(423) 875-6955 Lender's profile and map Scenic Community Credit Union 4503 Hixson Pike, Hixson, TN, 37343 Lends in Tennessee We are committed to advancing financial peace of mind within our community by offering products and services our members need, when they need them. We also strive to educate our members and our community as a whole to equip them with the knowledge they need to achieve financial peace of mind.
(423) 949-2146 Lender's profile and map Mountain Valley Bank 17114 Rankin Ave, Dunlap, TN, 37327 Lends in Tennessee Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
(423) 339-8086 Lender's profile and map Home Mortgage Solutions LLC 31 Mouse Creek Rd Nw, Cleveland, TN, 37312 Lends in Tennessee Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
(423) 313-3218 Lender's profile and map USA Mortgage, Inc. 4035 Keith St NW, Cleveland, TN, 37312 Lends in Tennessee USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
(423) 336-7268 Lender's profile and map Bowater Credit Union 5123 Highway 11 S, Calhoun, TN, 37309 Lends in Tennessee Our mission is to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs. Our commitment is to operate in a financially sound manner with a staff dedicated to excellence. we seek to educate members to make better financial decisions.
(423) 336-4331 Lender's profile and map OMC Employees Credit Union 1186 Old Lower River Road NW, Charleston, TN, 37310 Lends in Tennessee O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children, children’s spouse, siblings, parents, and grandchildren* are all eligible for membership.
(423) 559-1181 Lender's profile and map Smart Choice Credit Union 1075 Blythe Avenue SE, Cleveland, TN, 37311 Lends in Tennessee Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.