In 2025, the USDA loan limit for {CITY}}, in the county of {COUNTY}}, {STATE}}, is set at {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA cap for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and assess the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in the selection of the best program for your financial scenario in Alabama.
Review offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | {DETAILS_LOAN_LIMIT_USDA_1_4}} | 0% |
| FHA | {DETAILS_LOAN_LIMIT_FHA1}} | 3.5% |
| Conventional Conforming | {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} | 3% |
Lendersa® aims to quickly secure the best possible USDA or FHA loan for you without hassles. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
