In 2025, the USDA loan limit in Cleveland, part of Bradley county, TN, is $336,500. Meanwhile, the FHA limit for single-family homes is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to finding you the ideal USDA or FHA loan efficiently and without hassle. Choose from three starting options that connect you with appropriate lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. These are available only in rural areas and require no down payment, unlike FHA loans, which need at least 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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