USDA Vs. FHA your options comparison in Smithville, DeKalb County, TN
For 2025, the USDA loan cap in Smithville, part of DeKalb County, TN, is $336,500. The FHA maximum for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the best plan for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Smithville, DeKalb County, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Smithville, TN
The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without the hassle. Choose one of three strategies to connect with lenders and suitable USDA programs.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
CTC Financial, Inc. has been in business since 2002 and serves all parts of California and Nevada. We work with Realtors, Builders, Financial Planners and previous customers. Our commitment to a high level of service, along with a wide range of loan products, is what sets us apart.
Greater Nevada Mortgage (GNM) provides home loans in both Nevada and California to assist a variety of borrowers, from investors to first-time homebuyers. GNM services many home loans locally for Nevadans, as well as borrowers in California. Founded in the Sierra Nevada region in 2001.
To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
"BrokerMatch is a performance-based Online Marketing and Media company. Since 1996, the founders have delivered more than 5 million interested consumers to a valued network of partners.
With excellent pricing, smart filters, superior service, and years of experience, BrokerMatch has become a trusted partner with lenders, agents, brokers, and s
"At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all!
Fannie Mae
Freddie Mac
Fixed & ARMs
Home Equity Line of Credit Loans
FHA Loans
VA Loans
Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"
2655 First Street, Suite 220, Simi Valley, CA, 93065
Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)
5001 California Ave, Suite 218, Baskersfield, CA, 93309
Dream House Lending is the place for you. We make it easy and fast to get pre-approved for your loan. You can apply online or over the phone in just minutes, so there’s no reason not to! Plus, we have a network of lenders that are ready to help you.
Our lenders will work with you every step of the way – from finding out what kind of home loan wo
4560 California Ave, Suite 300, Bakersfield, CA, 93309
Cornerstone Mortgage is a locally owned and operated company with over twenty five years of experience in the lending industry. We offer a variety of loan products to fit our client’s specific needs. Each client is different and their lifestyles require special planning. We are dedicated to helping our clients choose the right loan.
