USDA Vs. FHA Pro and Con comparison in Sparta, White County, TN
In 2025, USDA loan limit in Sparta, county of White, TN is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Sparta, county of White, TN
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Sparta, TN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner.
To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
Jefferson Community Federal Credit Union strives to satisfy the financial needs of our members and their families.
Use your Jefferson Community Federal Credit Union ATM card to get cash or transfer funds 24 hours a day.To find the ATM location nearest you, click on ATM Locations.
First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.
City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.
The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable
Auto Loans
Farming Expense Loans
Business Loans
Personal Loans
Home Equity Loans
Farm Operating Loans
Farm Purchase Loans.
Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
We are all about the family, and where do we spend our family time, in the home. The American Dream of owning your own home is alive and WELL at Clinton Bank.We provide fixed and variable rate products in maturities up to 30 years. We have products that we service ourselves and those we sell into the secondary market.
At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.
