USDA and FHA Pro and Con in Red-Bank, Hamilton County, TN

In the year 2025, the USDA loan cap in Red-Bank within the county of Hamilton, TN, stands at $285,000, whereas the FHA loan limit for single-family homes is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates. Understand the required income, credit, reserves, and documents needed for qualification. Our state-of-the-art mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the best choice for your financial circumstances within .

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2025 loan limits & downpayment requirements in Red-Bank, Hamilton county, TN

Loan Variant Cap Amount Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan opportunities in Red-Bank, TN

Lendersa® is committed to assisting you in securing the most favorable USDA or FHA loan quickly and effortlessly. Choose from three paths to match with lenders and the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

A USDA home loan, backed by the U.S. Department of Agriculture, otherwise known as the USDA rural development loan or USDA mortgage, is offered in rural areas exclusively. Distinct from FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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