USDA Vs. FHA your options comparison in Harrison, Hamilton County, TN

In 2025, the USDA loan limit for Harrison, in Hamilton county, TN, is $336,500, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can assess and compare today's top USDA against FHA rates, determining the necessary income, credit reserves, and documentation to qualify. Using our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, which aids in deciding the best option for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Harrison, Hamilton, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Harrison, TN

The aim of Lendersa® is to promptly provide the best USDA or FHA loan without any hassle. Choose one of three starting points that connect you with matching lenders and USDA loan programs tailored to your needs.

Results of Lendersa USDA loan requests and matching

Understanding USDA Loans in TN

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is accessible only in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans require no down payment, offering beneficial terms for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Best Mortgage Source Inc
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  • We are professional mortgage matchmakers. Your source in the loan industry bringing you and your best lender together to purchase the home of your dreams. BEST MORTGAGE SOURCE, INC. has been set up 11/14/2019 in state FL. Damaris Oliver is the principal of Best Mortgage Source, Inc.
  • SDG Lending Inc
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  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.
  • MORTGAGES DONE RIGHT INC.
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  • Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
  • F5 Mortgage LLC
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  • F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
  • Service Credit Union
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  • Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.