USDA and FHA Pro and Con in South-Pittsburg, Marion County, TN

In 2026, the USDA loan limit for South-Pittsburg in Marion County, TN, is $285,000, while the FHA limit for a single-family residence is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the best rates available today for USDA versus FHA loans, analyzing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, assisting you in determining the best option for your financial situation in .

Compare offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in South-Pittsburg, Marion County, TN

Loan Type Maximum Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Pittsburg, TN

Lendersa® is dedicated to getting you the optimal USDA or FHA loan quickly and without hassle. Choose one of three approaches to connect with matching lenders and USDA loan programs.

Lendersa USDA loan applications and matching results

Understanding USDA Loans in TN

A USDA home loan, secured by the Department of Agriculture—also known as a USDA rural development loan—is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



South-Pittsburg Lenders

  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • Lends in Tennessee
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.

    We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher

  • BCBST Employee Credit Union
  • 1 Cameron Hill Circle, Chattanooga, TN, 37402
  • Lends in Tennessee
  • The credit union began operating on January 1, 1972, with 452 members & $4, 766 in shares. After over 5 decades of service, the credit union’s membership has increased to over 2, 800, with total assets exceeding $10 million. You can do business with the BCBST Employee CU with confidence because of its history of stability, professionalism & growth.

  • Comtrust Federal Credit Union
  • 1020 Riverfront Parkway, Chattanooga, TN, 37402
  • Lends in Tennessee
  • Comtrust FCU is a strong, well capitalized credit union whose member accounts are federally insured to $250, 000 by the National Credit Union Administration, one of the strongest insurance funds in the country. We take pride in assuring our members that their account information is secure, private and protected with up-to-date technology available.

  • RockPoint Bank, National Association
  • 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402
  • Lends in Tennessee
  • When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.

  • Barot Capital, LLC Commercial Real Estate Loan Consultants
  • 736 Market Street, Suite 318, Chattanooga, TN, 37402
  • Lends in Tennessee
  • BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.

  • Trust Federal Credit Union
  • 555 Walnut Street, Suite 100, Chattanooga, TN, 37402
  • Lends in Tennessee
  • Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.