USDA Vs. FHA your options comparison in South-Pittsburg, Marion County, TN

In 2025, the USDA loan limit for South-Pittsburg in Marion County, TN, is $285,000, while the FHA limit for a single-family residence is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the best rates available today for USDA versus FHA loans, analyzing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, assisting you in determining the best option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in South-Pittsburg, Marion County, TN

Loan Type Maximum Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Pittsburg, TN

Lendersa® is dedicated to getting you the optimal USDA or FHA loan quickly and without hassle. Choose one of three approaches to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in TN

A USDA home loan, secured by the Department of Agriculture—also known as a USDA rural development loan—is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Simply Bank
  • 420 Third Avenue, Dayton, TN, 37321
  • SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
  • First Fidelity Bank
  • 1400 Gault Avenue North, Fort Payne, AL, 35967
  • First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
  • Home Mortgage Solutions LLC
  • 31 Mouse Creek Rd Nw, Cleveland, TN, 37312
  • Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
  • USA Mortgage, Inc.
  • 4035 Keith St NW, Cleveland, TN, 37312
  • USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
  • PEOPLES BANK OF MIDDLE TENNESSEE
  • 1122 North Main Street, Shelbyville, TN, 37160
  • Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • North Alabama Bank
  • 13914 Highway 231-431 North, Hazel Green, AL, 35750
  • North Alabama Bank has been a locally owned & operated financial institution serving Madison County and the surrounding areas since 1989. We live, work, & worship in our community. We understand the importance of community. We understand that businesses in todays environment requires advanced technology to get ahead in these ever-changing times.
  • Bank of Lincoln County Fayetteville
  • 307 College St E, Fayetteville, TN, 37334
  • Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
  • Liberty Bank
  • 40956 Alabama Highway 75, Geraldine, AL, 35974
  • Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
  • OMC Employees Credit Union
  • 1186 Old Lower River Road NW, Charleston, TN, 37310
  • O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.