USDA VS FHA in Boerne, Kendall County, TX

For the year 2025, the USDA loan limit in Boerne, located in Kendall county, TX, is $359,700, whereas for a single-family home, the FHA limit is $524,400.

Utilize Lendersa®'s USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our specialized mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options alongside each other, aiding in the selection of the most suitable program in for your financial needs.

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2025 Loan Ceilings and Down Payment Requirements in Boerne, Kendall County, TX

Loan Type Loan Ceiling Down Payment
USDA $359,700 None
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Options in Boerne, TX

The mission of Lendersa® is to expedite and simplify the process of securing the most advantageous USDA or FHA loan. Choose from three different starting points, connecting you with lenders and tailored USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, suitable only for rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Edge Home Finance
  • 9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
  • Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,
  • Lordsman Funding
  • 8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
  • Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans. Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead
  • Star Max Lending
  • 10681 Foothill Blvd, Suite 210, Rancho Cucamonga, CA, 91730
  • Star Max Lending is a mortgage brokerage focused on providing the best financial product for its clients. Our corporate values not only empower us to always put our clients first, but also challenges us to always deliver the best products & services. Our experienced Mortgage Consultants are committed to guiding clients through the mortgage process.
  • The Loan Doc Daniel Young
  • 9227 Haven Ave, Suite 300, Rancho Cucamonga, CA, 91730
  • Daniel Young committed to helping you find the right mortgage product for you and your families needs for our Southern California Region. I understand that every borrower is different, and as a Direct Lender we offer a variety of mortgage products to meet your individual home purchase and home ReFinancing needs.
  • NexxMortgage
  • 9431 Haven Ave, Suite 232, Rancho Cucamonga, CA, 91730
  • WE ARE PREMIER MORTGAGE CONSULTANTS. Our mortgage loan officers are highly trained, experienced and motivated to work with you. Fill out a quick form and we'll match you with a loan officer that will help you accomplish your goals. Our fees, interest rates and vendor fees are some of the lowest in the industry.
  • Esteem Mortgage
  • 10670 Civic Center Drive, Suite 100, Rancho Cucamonga, CA, 91730
  • Esteem Mortgage mortgage industry in 1979. My experience includes Loan Processing, Underwriting, Funding, Closing, and managing a Banker's office as an AVP. I currently hold my NMLS License and Real Estate License. My clients love working with me because I can anticipate any unforeseen issues and resolve them before they become a problem.
  • Shtil Group
  • 10808 Foothill Boulevard, Suite 160-627, Rancho Cucamonga, CA, 91730
  • Shtil Group mortgage for purchasing or refinancing a property, advice on lending options for investing in real estate, specialty small business financing, or help finding the property of your dreams, Vadim is here to share his expert advice and talents as an Independent Mortgage & Real Estate Broker. Using the latest technology available.
  • Citi Wide Funding
  • 11846 Sixth Street, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • GG Real Estate Services
  • 3200 Guasti Road, Suite 195, Rancho Cucamonga, CA, 91730
  • GG Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Source Funding
  • 9267 Haven Avenue, Suite 240, Rancho Cucamonga, CA, 91730
  • Our associates are professionals who specialize in Residential Real Estate purchase and refinance loans. We are experts adept in the process & procedures of the modern R.E. industry . Let us assist you today in your specific funding needs with a more personable, no pressure, boutique experience.
  • RANTAX INC
  • 9223 Archibald Avenue, Suite J, Rancho Cucamonga, CA, 91730
  • We specialize in income tax preparation for individuals, small businesses and corporations. Our goal is to make tax time as painless as possible for our clients. We understand our customers have different priorities and we try to meet those expectations. Our prices are very competitive and we are open year-round to serve you.