USDA Vs. FHA your options comparison in Boerne, Kendall County, TX
For the year 2026, the USDA loan limit in Boerne, located in Kendall county, TX, is $359,700, whereas for a single-family home, the FHA limit is $524,400.
Utilize Lendersa®'s USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our specialized mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options alongside each other, aiding in the selection of the most suitable program in for your financial needs.
2026 Loan Ceilings and Down Payment Requirements in Boerne, Kendall County, TX
Loan Type
Loan Ceiling
Down Payment
USDA
$359,700
None
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Options in Boerne, TX
The mission of Lendersa® is to expedite and simplify the process of securing the most advantageous USDA or FHA loan. Choose from three different starting points, connecting you with lenders and tailored USDA loan solutions.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, suitable only for rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
Lends in Texas
CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Lends in Texas
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
Lends in Texas
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
Lends in Texas
Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
19210 Huebner Rd, Suite 205, San Antonio, TX, 78258
Lends in Texas
Megamerica Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2710 Treble Creek, Suite 100, San Antonio, TX, 78258
Lends in Texas
Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
Lends in Texas
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
