USDA and FHA Pro and Con in Boerne, Kendall County, TX

For the year 2025, the USDA loan limit in Boerne, located in Kendall county, TX, is $359,700, whereas for a single-family home, the FHA limit is $524,400.

Utilize Lendersa®'s USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our specialized mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options alongside each other, aiding in the selection of the most suitable program in for your financial needs.

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2025 Loan Ceilings and Down Payment Requirements in Boerne, Kendall County, TX

Loan Type Loan Ceiling Down Payment
USDA $359,700 None
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Options in Boerne, TX

The mission of Lendersa® is to expedite and simplify the process of securing the most advantageous USDA or FHA loan. Choose from three different starting points, connecting you with lenders and tailored USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, suitable only for rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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