For 2026, within Comfort in Kendall, TX, the USDA loan limit reaches $359,700, whereas the FHA limit for a single-family unit is $524,400.
Employ Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA options. Assess the required income, credit status, reserves, and documentation necessary for approval. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA plans, enabling you to select the optimal one for your financial needs in
Review loan options from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $359,700 | 0% |
| FHA | $524,400 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without stress. Start with any of three options provided to match with lenders and access USDA loan programs.
The USDA loan, backed by the U.S. Department of Agriculture, is sometimes called a USDA mortgage or rural development loan, and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, the USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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