USDA VS FHA in Burkburnett, Wichita County, TX

In 2026, the USDA loan limit in Burkburnett, within Wichita, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program suits your financial situation best in .

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2026 Loan Limits and Down Payment Requirements in Burkburnett, Wichita, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Burkburnett, TX

Lendersa® is committed to promptly securing the best USDA or FHA loan for you without hassle. Start with one of three options that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is designed for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burkburnett Lenders

  • Miracle Mortgage
  • 2404 Rockhill Rd, Wichita Falls, TX, 76306
  • Lends in Texas
  • At Miracle Mortgage, our passion is helping you finance the home of your family’s dreams!

    debbie is the owner of the firm, If you are looking for a place to hang your heart. After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie knows that having your home hug

  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • Lends in Texas
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.

  • Wichita Falls Federal Credit Union
  • 2100 Seymour Highway, Wichita Falls, TX, 76301
  • Lends in Texas
  • Wichita Falls Federal Credit Union is committed to providing quality service to its Members by offering a full range of financial services with competitive rates in a personal, caring, and professional manner and also We offer the same traditional products and services as a bank – but with low or no fees, and competitive rates

  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Lends in Texas
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!

    Union Square Credit Union's field of membership is open to those who have the following common bond

  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Lends in Texas
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.

  • Alamo Finance
  • 3114 Seymour Hwy, Wichita Falls, TX, 76301
  • Lends in Texas
  • At Alamo Finance we know what it’s like to need help from time to time. We appreciate the hardworking Texans that built this great state and country. That’s why we believe so firmly in the installment loan. When good people have an unexpected emergency, they shouldn’t have to fall into the trap of Payday lenders. That’s why we’re here.

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • Lends in Texas
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • Midwestern State University Credit Union
  • 3410 Taft Boulevard, Wichita Falls, TX, 76308
  • Lends in Texas
  • The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members

  • Postel Family Credit Union
  • ‍3410 McNiel Ave, Wichita Falls, TX, 76308
  • Lends in Texas
  • PosTel Family Credit Union is the oldest, longest lasting credit union in the State of Texas. We are a full service community credit union that provides friendly financial services to anyone and their families who live, go to school, work or worship in Wichita County and its four surrounding Texas Counties including Clay, Archer, Baylor.