USDA and FHA Pro and Con in Burkburnett, Wichita County, TX

In 2026, the USDA loan limit in Burkburnett, within Wichita, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program suits your financial situation best in .

Compare offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Burkburnett, Wichita, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Burkburnett, TX

Lendersa® is committed to promptly securing the best USDA or FHA loan for you without hassle. Start with one of three options that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is designed for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • KNB Capital Inc.
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • KNB Capital Inc. we offer the right assistance for you to help in all of your mortgage needs. Whether you need to refinance your home, consolidate your debt, or would like to buy a new home, we have the expertise to make it easy, fast, and an enjoyable process. and Specialties FHA, VA and more

  • The Ross Group, Inc
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • It all started in a hot tub in Lanai, Hawaii, in 1997. While overlooking the beautiful Pacific Ocean and enjoying the relaxation, Mr. Ross overheard several people talking about three things he enjoys: helping people, Real Estate, and financial matters. In 1998, Todd began as an assistant with a successful mortgage firm.

  • AmeriHome Mortgage Company, LLC
  • 1 Baxter Way, Suite 300, Thousand Oaks, CA, 91362
  • AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender.

    AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.

  • Dignified Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Dignified Home Loans is an established residential mortgage lender headquartered in Westlake Village, California and was founded by Jack Schakett & Preston James in 2013 to fill a void in the industry. With over 50 years of collective experience leading top mortgage lenders, Jack and Preston were determined to create a traditional mortgage company

  • Community First Mortgage
  • 4165 E. Thousand Oaks Blvd, Suite 350, Thousand Oaks, CA, 91362
  • Community First Mortgage was founded in 1986 in Westlake Village, Ca. We originally specialized in purchase loans, handling entire subdivisions for many Southern California Builders. As our purchase clients started to move or refinance we have had the pleasure of growing with them. Our company remains a family business

  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou

  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.

  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.

  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.

    In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities