USDA Loan Vs. FHA loan pro & con Iowa-Park, Wichita County, TX

In 2025, the USDA loan limit for Iowa-Park, located within Wichita, TX, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator to compare the current best rates between USDA and FHA loans, assessing income, credit needs, reserves, and necessary documentation. With our detailed mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping determine the best option for your situation in .

USDA and FHA Loan Choices in Iowa-Park, TX

Lendersa® aims to efficiently secure you the best USDA or FHA loan. Choose one of three starting points that connect you with matching lenders and appropriate USDA loan programs.

Results of Lendersa USDA loan requests and matches

About USDA Loans in TX

A USDA home loan is backed by the government’s Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

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(512) 243-7430 Lender's profile and map Reviews SouthStar Bank 5925 Steiner Ranch Blvd, Austin, TX, 78732 SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
(281) 733-2816 Lender's profile and map Reviews Oasis Mortgage and Realty LLC 7086 Comanche Trl, Austin, TX, 78732 We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
(830) 868-7131 Lender's profile and map Reviews Johnson City Bank 100 E Pecan St, Johnson City, TX, 78636 Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
(512) 469-7000 Lender's profile and map Reviews Velocity Credit Union 4515 Seton Center Parkway, Suite 165, Austin, TX, 78759 Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative. The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
(512) 302-5555 Lender's profile and map Reviews Austin Telco Federal Credit Union 11149 Research Blvd, Suite 300, Austin, TX, 78759 Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets. Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
(512) 791-6191 Lender's profile and map Reviews Lake Travis Mortgages 9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759 At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
(512) 535-5193 Lender's profile and map Reviews Capital City Mortgage 12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759 "Capital City Mortgage is a mortgage brokerage company based in Austin, Texas. We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
(512) 549-2180 Lender's profile and map Reviews JB Mortgage Group 8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759 JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
(512) 850-6178 Lender's profile and map Reviews Austin Home Mortgage LLC 11673 Jollyville Rd, Suite B101, Austin, TX, 78759 Austin Home Mortgage is the quickest and most convenient way to search for your best financing options. Our reputation is driven by our ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. We have the resources to fulfill all your home financing needs
(512) 231-9500 Lender's profile and map Reviews First American Mortgage 4926 Spicewood Springs Road, Suite 100, Austin, TX, 78759 First American Mortgage was founded in Austin, TX in 1990. We are a locally owned mortgage broker offering hundreds of different loan products from over 40 different lenders. This allows us to provide our customers with the best mortgage loan to suit their needs at the lowest interest rate available.
(512) 970-8617 Lender's profile and map Reviews Abundance Home Mortgage 11824 Jollyville Road, Suite 503, Austin, TX, 78759 Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.