USDA Vs. FHA Pro and Con comparison in Nocona, Montague County, TX

In 2025, the USDA loan limit for Nocona, within Montague county, TX, is specified as $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimum USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program in for your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Nocona, Montague County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Delving into USDA and FHA Loan Options in Nocona, TX

At Lendersa®, the goal is to quickly provide you the best USDA or FHA loan, with minimal hassle. Select one of the three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

A USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan necessitates no down payment at all, offering significant benefits for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Foxfield Financial
  • 7935 East Prentice Avenue, Suite 301W, Englewood, CO, 80111
  • Foxfield Financial, our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. We make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Strong Financial Group Inc
  • 7350 East Progress Place, Suite 100, Englewood, CO, 80111
  • "Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional FHA & VA Jumbo Loans Loan Amounts and more"
  • Coffee Mortgages
  • 5105 DTC Parkway, Suite 310, Englewood, CO, 80111
  • Coffee Mortgages all believe you should take life one cup at a time. You've already worked hard to do your part and are looking to refinance, save money or purchase a new home. This is where we come in. Our mission is to provide you with meticulously tailored, custom loan options in a timely manner while addressing any questions
  • Innovative Mortgage Bankers
  • 14005 East Fair Place, Centennial, CO, 80111
  • Innovative Mortgage Bankers has been serving Colorado families for over 26 years. Licensed, insured, bonded, and accredited "A+" rating with the Denver/Boulder Better Business Bureau. Offering a full line of mortgage loans for purchasing and refinancing, Fixed Rate & ARMs, Reverse Mortgages, FHA/VA
  • CDC Financial Group Inc
  • 6143 South Willow Drive, Suite 340, Greenwood Village, CO, 80111
  • CDC Financial Group, Inc, Established in 1998. our dedicated team of mortgage professionals are well versed in the Colorado market. When working with us, you will receive personalized service and an unsurpassed commitment to communication throughout the entire loan process, start to finish
  • Nationwide Home Loans Inc
  • 6500 South Quebec Street, Suite 300, Englewood, CO, 80111
  • At Nationwide Home Loans, Inc, we can handle just about any real estate financing situation, whether you are buying, renovating, refinancing, or investing. There is not enough space here to list the many programs we offer, but here are just a few Conventional, VA, FHA, and USDA loans for existing construction
  • TLD Financial
  • 7887 E Belleview Avenue, Suite 1100, Englewood, CO, 80111
  • The new loan application on TLD Financial's web site makes it easy for you to safely apply online, day or night. You save time and money. Discover the difference when you check the progress of your loan from your own computer. We never lose sight of the personal touch. You'll love the convenience of our proven technology and competent staff.
  • DHA FINANCIAL, LLC
  • 8490 E. Crescent Parkway, Suite 120, Greenwood Village, CO, 80111
  • DHA Financial is owned and operated by Dan Langerman and Jennifer Langerman. Since 2001 DHA Financial has helped thousands of families realize the dream of home ownership. We are a Correspondent lender, which means that we are 100% invested in the experience our company delivers to you,
  • Professional Wholesale Mortgage, LLC
  • 5994 S. Holly St, Suite 246, Englewood, CO, 80111
  • Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
  • Alliance Mortgage Group, Inc
  • 12625 E Euclid Dr, Centennial, CO, 80111
  • The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.