In 2026, the USDA loan limit for Nocona, within Montague county, TX, is specified as $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimum USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, the goal is to quickly provide you the best USDA or FHA loan, with minimal hassle. Select one of the three paths to connect with matching lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan necessitates no down payment at all, offering significant benefits for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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