For 2025, the USDA loan limit within Ennis, located in Ellis county, TX, is established at $360,600. In contrast, the FHA loan limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today, determining the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to seamlessly connect you with the best USDA or FHA loans available, quickly and effortlessly. Choose one of three starting points that lead to matching lenders and USDA loan programs suited to your needs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is exclusively available for properties in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan offers the advantage of needing no down payment at all, providing a significant opportunity for eligible rural homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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