USDA Vs. FHA Pro and Con comparison in Seagoville, Dallas County, TX
In 2025, the USDA loan cap for Seagoville, situated in Dallas, TX, is $336,500, whereas the FHA limit for a single-family dwelling is $531,300.
Utilize the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are presented side by side, aiding you in selecting the program in that best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Seagoville, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Seagoville, TX
Lendersa® strives to quickly secure the optimal USDA or FHA loan without complexity. Choose one of three starting points to connect with matched lenders and USDA loan programs.
A USDA home loan, underwritten by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans demand no down payment.
Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts
Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
