USDA Vs. FHA Pro and Con comparison in Seagoville, Dallas County, TX
In 2025, the USDA loan cap for Seagoville, situated in Dallas, TX, is $336,500, whereas the FHA limit for a single-family dwelling is $531,300.
Utilize the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are presented side by side, aiding you in selecting the program in that best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Seagoville, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Seagoville, TX
Lendersa® strives to quickly secure the optimal USDA or FHA loan without complexity. Choose one of three starting points to connect with matched lenders and USDA loan programs.
A USDA home loan, underwritten by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans demand no down payment.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
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The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
