USDA and FHA Pro and Con in Seagoville, Dallas County, TX

In 2025, USDA loan limit in Seagoville, county of Dallas, TX is $336,500 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Seagoville, county of Dallas, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Seagoville, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community First Bank
  • 122 South Commercial, Maywood, NE, 69038
  • Community First Bank takes pride in serving the area as an independently owned community bank since 1917. Community First Bank in Trenton, NE, formerly State Bank of Trenton was chartered in 1917 by Adolf Thuman. The bank has been a family tradition ever since. In 1971, Adolf’s son D. Roger Thuman took over for his dad
  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
  • Omaha Federal Credit Union
  • 3001 S 82nd Avenue, Omaha, NE, 68124
  • Omaha Federal Credit Union opened for business April 1, 1935, to serve the financial needs of the Omaha community. Membership is open to anyone living or working in Douglas, Sarpy or Washington counties in Nebraska and Pottawattamie County in Iowa. Omaha FCU offers a full range of financial services, including mobile
  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
  • United Credit Union
  • 1900 W Broadway, Council Bluffs, IA, 51501
  • United Credit Union offers our valued members exclusive benefits. United Credit Union is located in Council Bluffs, Iowa, and was founded in 1953. The credit union has provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
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  • 6707 Grover Street, Omaha, NE, 68106
  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
  • Security National Bank
  • 6464 Center St, Suite 100, Omaha, NE, 68106
  • We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
  • Bank of Lincoln County Fayetteville
  • 307 College St E, Fayetteville, TN, 37334
  • Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
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