USDA and FHA Pro and Con in Waxahachie, Ellis County, TX
In 2025, the USDA loan limit in Waxahachie, located within Ellis county, TX, is $360,600. Meanwhile, for a single-family home, the FHA limit stands at $531,300.
Utilize Lendersa® USDA loan calculator to compare today’s best USDA against FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, supporting your decision for the most suitable program in applicable to your financial needs.
2025 Loan Limits and Downpayment Requirements in Waxahachie, County of Ellis, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Waxahachie, TX
The goal of Lendersa® is to swiftly facilitate your access to the optimal USDA or FHA loan without hassle. Choose from one of three starting points to connect with lenders and explore USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage requires none.
4300 W 7th St, Room 1A-118, Little Rock, AR, 72205
VA Hospital Federal Credit Union. The credit union was established in 1951 to serve its members financial needs. Since its inception the credit union has provided financial services at the best economical rates in the most opportune manner. This tradition started over 6 decades ago continues today.
Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.
The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life!
Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.
The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.
Arkansas Farm Bureau Federation (ArFB) is a nonprofit, grassroots organization dedicated to agricultural advocacy. ArFB represents the interests of farmers and rural communities throughout the state of Arkansas through policy development, lobbying and other programs.
The mission of Arkansas Farm Bureau
Advocate the interests of agriculture i
1501 N. Pierce Street, Suite 104, Little Rock, AR, 72207
"Our Land Line Lending team has over 75 years of land industry experience. That experience, along with our industry knowledge & know-how, provides our customers with solutions that are as unique as their needs.
Our team is proud to uphold the values of dependability & stability while working toward innovations that are improving financing opti
WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
