FHA Vs. USDA loan program for Waxahachie, Ellis County, Texas

In 2025, USDA loan limit in Waxahachie, county of Ellis, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waxahachie, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(509) 339-7110 1469 miles Lender's profile and map Reviews Good Deeds Mortgage 115 NW State St, Suite 302, Pullman, WA, 99163 At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
(925) 709-4375 1469 miles Lender's profile and map Reviews Golden Castle Loans 646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565 The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
(925) 222-9105 1469 miles Lender's profile and map Reviews 3C Mortgage Group 340 Cumberland Street, Suite C, Pittsburg, CA, 94565 At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
(925) 439-2800 1469 miles Lender's profile and map Reviews Anahuak Realty and Loans 333A East Leland Road, Pittsburg, CA, 94565 We are a full service Real Estate Company. We are Bilingual speak English and Spanish We help people buy or sell a home, Condo, Townhouse or Mobile Homes. We help Investors with their purchasing needs We are a Professional Property Management Company We work with Landlords and can help Tenants find a property to rent.
(408) 829-0720 1469 miles Lender's profile and map Reviews The Mortgage Group of Silicon Valley 690 W. Fremont Ave, Suite 9A, Sunnyvale, CA, 94087 The Mortgage Group has developed into a very unique mortgage brokerage over the years. As technology takes shape and has formed the way we all conduct business in 2018, our research shows the market for homeownership, and mortgage understanding is present in the lives of everyday consumers.
(408) 829-9779 1469 miles Lender's profile and map Reviews Prince Realty, Inc. 1018 East El Camino Real, Sunnyvale, CA, 94087 PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
(760) 277-2233 1469 miles Lender's profile and map Reviews iHome Financial Inc. 20667 Crow Creek Road, Castro Valley, CA, 94552 iHome Financial combines decades of mortgage lending experience within our team. It is this experience that allows us to process all forms of mortgage transactions. This includes, residential purchases, refinances, investment properties, renovation loans and more and We understand that you’re looking for the lowest rates.
(866) 543-5202 1469 miles Lender's profile and map Reviews Star One Credit Union \| Sunnyvale PO Box 3643, Sunnyvale, CA, 94088 Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.
(408) 517-0338 1469 miles Lender's profile and map Reviews Metroreal 1821 Saratoga Ave, Saratoga, CA, 95070 Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
(408) 314-6328 1469 miles Lender's profile and map Reviews UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 1469 miles Lender's profile and map Reviews Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.