FHA Vs. USDA loan program for Waxahachie, Ellis County, Texas

In 2025, the USDA loan limit in Waxahachie, located within Ellis county, TX, is $360,600. Meanwhile, for a single-family home, the FHA limit stands at $531,300.

Utilize Lendersa® USDA loan calculator to compare today’s best USDA against FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, supporting your decision for the most suitable program in applicable to your financial needs.

Exploring USDA and FHA Loan Options in Waxahachie, TX

The goal of Lendersa® is to swiftly facilitate your access to the optimal USDA or FHA loan without hassle. Choose from one of three starting points to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage requires none.

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(662) 423-3656 Lender's profile and map Reviews First American National Bank 1251 First American Drive, Iuka, MS, 38852 First American will be a leading financial services company in Northeast Mississippi, known for its dedication to quality, strength and integrity. We will be the financial services provider of choice and the employer of choice for performance-oriented associates in each community we serve.
(251) 450-4804 Lender's profile and map Reviews Blue Flame Credit Union 220 Furr Street, Mobile, AL, 36607 Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
(251) 435-5900 Lender's profile and map Reviews The Infirmary Federal Credit Union 130 Mobile Infirmary Blvd, Mobile, AL, 36607 The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
(785) 336-6143 Lender's profile and map Reviews Community National Bank KS 210 Main Street, Seneca, KS, 66538 Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
(660) 248-2222 Lender's profile and map Reviews Commercial Trust Company of Fayette 119 North Main Street, Fayette, MO, 65248 Commercial Trust is mid-Missouri’s premier community bank. We invite you to experience the ease and convenience of online banking, where bankers’ hours are your hours. Check balances and make transfers any time, and make paying bills simple and quick. All these services are just an easy click away.
(660) 248-3388 Lender's profile and map Reviews Exchange Bank of Missouri 101 South Church, Fayette, MO, 65248 Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
(251) 476-5938 Lender's profile and map Reviews Commonwealth National Bank 2214 St. Stephens Road, Mobile, AL, 36617 Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
(251) 473-4712 Lender's profile and map Reviews Mobile Educators Credit Union 3150 Airport Blvd, Mobile, AL, 36606 Mobile Educators Credit Union was established in 1954 to provide financial services to faculty & staff of the Mobile County School System. Since 1954 we have grown to more than 9,000 members & expanded our field of membership to include anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.
(719) 456-1512 Lender's profile and map Reviews First National Bank of Las Animas 535 Bent Avenue, Las Animas, CO, 81054 Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
(205) 921-9400 Lender's profile and map Reviews PeoplesTrust Bank 1281 Military Street South, Hamilton, AL, 35570 PeoplesTrust Bank opened for business on July 23, 2004 with offices in Hamilton and Hackleburg, Alabama. As the first newly chartered commercial bank in Marion County in more than 25 years, PeoplesTrust Bank was organized as a locally owned and locally focused alternative to the multi-state mega-banks. Local decision making has enabled The Bank to
(205) 921-7435 Lender's profile and map Reviews First National Bank 341 Military Street S, Hamilton, AL, 35570 Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.