USDA Vs. FHA Pro and Con comparison in Granite-Shoals, Burnet County, TX

During 2025, the USDA loan limit for Granite-Shoals, situated in the county of Burnet, TX, is $285,000, while for a single-family home, the FHA limit is $356,362.

Make use of Lendersa®'s USDA loan calculator to compare today's finest USDA versus FHA rates. This allows you to determine the necessary income, credit score, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Granite-Shoals, Burnet, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Granite-Shoals, TX

The primary aim of Lendersa® is to secure the best USDA or FHA loan for you with speed and ease. Select from one of three starting approaches that will lead you to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Clarifying the USDA Loan in TX

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
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  • Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.
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