USDA Vs. FHA your options comparison in Granite-Shoals, Burnet County, TX
During 2026, the USDA loan limit for Granite-Shoals, situated in the county of Burnet, TX, is $285,000, while for a single-family home, the FHA limit is $356,362.
Make use of Lendersa®'s USDA loan calculator to compare today's finest USDA versus FHA rates. This allows you to determine the necessary income, credit score, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Granite-Shoals, Burnet, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Granite-Shoals, TX
The primary aim of Lendersa® is to secure the best USDA or FHA loan for you with speed and ease. Select from one of three starting approaches that will lead you to matching lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.
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