USDA VS FHA in Granite-Shoals, Burnet County, TX

During 2026, the USDA loan limit for Granite-Shoals, situated in the county of Burnet, TX, is $285,000, while for a single-family home, the FHA limit is $356,362.

Make use of Lendersa®'s USDA loan calculator to compare today's finest USDA versus FHA rates. This allows you to determine the necessary income, credit score, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Granite-Shoals, Burnet, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Granite-Shoals, TX

The primary aim of Lendersa® is to secure the best USDA or FHA loan for you with speed and ease. Select from one of three starting approaches that will lead you to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Clarifying the USDA Loan in TX

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.

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  • The Christopher Company
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  • The Christopher Company With over eighty years of combined experience in professional real estate and mortgage services, the staff at the Christoper Company has the tools and knowledge to guide you through the entire lending process. We know that the mortgage process can be complex and stressful, let our team help you navigate those waters.

  • Polo Financial Group Inc
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  • Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.

  • Elite Commercial, Inc
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  • Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders

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  • Nationwide Mortgage Group
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