In 2025, the USDA loan limit for Lago-Vista, lying in the county of Travis, TX, is $333,000. Conversely, the FHA limit for a single-family home is $416,300.
Explore the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today. Determine what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, guiding your choice on the best loan program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $333,000 | 0% |
| FHA | $416,300 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to assisting you in obtaining the optimal USDA or FHA loan swiftly and without hassle. Begin with one of three strategies to connect with lenders and explore USDA loan programs.
A USDA home loan is secured by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment, providing a more accessible option in qualifying rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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