USDA Loan Vs. FHA loan for Lakeway, TX [Travis County ]

In 2026, the USDA loan cap in Lakeway, within Travis, TX, is $386,400, whereas the FHA limit for a single-family residence is $571,550.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and to understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best fit for your financial situation in .

Exploring USDA and FHA Loan Options in Lakeway, TX

Lendersa®'s mission is to connect you swiftly to the best USDA or FHA loan without unnecessary hassle. Start with any of the three options to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan, is limited to rural areas. Unlike FHA loans that need at least a 3.5% down payment, a USDA mortgage has no down payment requirement.

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(800) 358-8228 Lender's profile and map Reviews Patelco Credit Union 3 Park Place, Dublin, CA, 94568 As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
(888) 978-9978 Lender's profile and map Reviews Spring EQ LLC 2929 Arch Street, Suite 500, Philadelphia, PA, 19104 Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
(855) 385-4448 Lender's profile and map Reviews Light Mortgage 11501 Dublin Blvd, Dublin, CA, 94568 At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(856) 690-9100 Lender's profile and map Reviews Century Savings Bank 1376 W. Sherman Avenue, Vineland, NJ, 08360 Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
(856) 696-0767 Lender's profile and map Reviews Members 1st of NJ Federal Credit Union 37 West Landis Avenue, Vineland, NJ, 08360 Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
(856) 696-2525 Lender's profile and map Reviews Bay Atlantic Federal Credit Union 101 West Elmer Road, Vineland, NJ, 08360 BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
(570) 322-1111 Lender's profile and map Reviews The Luzerne Bank 118 Main Street, Luzerne, PA, 18709 Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
(408) 517-0338 Lender's profile and map Reviews Metroreal 1821 Saratoga Ave, Saratoga, CA, 95070 Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
(408) 314-6328 Lender's profile and map Reviews UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 Lender's profile and map Reviews Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(610) 275-8440 Lender's profile and map Reviews Norristown Bell Credit Union 1407 Erbs Mill Road, Blue Bell, PA, 19422 Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
(267) 705-2333 Lender's profile and map Reviews Vantage Point Mortgage 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422 Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.