USDA VS FHA in Greenville, Hunt County, TX

In the year 2026, the USDA loan limit set in Greenville within Hunt county, TX, stands at $360,600. By contrast, the FHA loan limit for a single-family residence is $531,300.

Utilize the Lendersa® USDA loan calculator for evaluating today's leading rates for USDA and FHA loans. This tool helps you assess the income, credit, reserves, and necessary documentation required for eligibility. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most appropriate option for your financial needs in .

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Discover 2026 loan limits and necessary down payments in Greenville, situated in Hunt, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Greenville, TX

The objective of Lendersa® is to secure the most advantageous USDA or FHA loan for you swiftly and efficiently. Choose from three starting points that facilitate finding matching lenders and USDA loan programs perfect for your needs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, applies only to properties in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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