USDA Vs. FHA Pro and Con comparison in Farmersville, Collin County, TX
For the year 2025, the USDA loan limit in Farmersville, county of Collin, TX is set at $360,600, whereas the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator for a comparison of today's top USDA against FHA rates. Determine requirements for income, creditworthiness, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, thus assisting you in choosing the most suitable option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Farmersville, County of Collin, TX
Loan Type
Maximum Loan Amount
Minimum Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Farmersville, TX
The objective at Lendersa® is to smoothly and efficiently connect you with the most advantageous USDA or FHA loans. Choose one of three starting strategies that align with matching lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture and is offered exclusively in rural locales. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Huron Valley State Bank officially opened for business in August 2005 as Huron Valley’s first community bank. We are proud to be owned by local investors, governed by local directors and managed by people who live in and support this community. Our mission is to be the financial services provider of choice within our community.
560 North Milford Road, Suite 202, Milford, MI, 48381
Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.
Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
18245 Paulson Drive Port, Port Charlotte, FL, 33954
Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
