USDA Vs. FHA your options comparison in Farmersville, Collin County, TX

For the year 2025, the USDA loan limit in Farmersville, county of Collin, TX is set at $360,600, whereas the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator for a comparison of today's top USDA against FHA rates. Determine requirements for income, creditworthiness, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, thus assisting you in choosing the most suitable option for your financial needs in .

Compare loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Farmersville, County of Collin, TX

Loan Type Maximum Loan Amount Minimum Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Farmersville, TX

The objective at Lendersa® is to smoothly and efficiently connect you with the most advantageous USDA or FHA loans. Choose one of three starting strategies that align with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loan in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture and is offered exclusively in rural locales. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards
  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
  • Falcon International Bank
  • 7718 Mcpherson Rd, Building F, Laredo, TX, 78045
  • Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
  • GEO Mortgage
  • 9901 McPherson Rd, Suite 101, Laredo, TX, 78045
  • GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
  • Johnson State Bank
  • 106 North Main Street, Johnson, KS, 67855
  • Johnson State Bank and Bank of Ulysses I would like to thank you for taking the time to visit our Internet web page. Our bank strives to meet the needs of our customers and our community. As the Bank and our community enter the age of high-speed communications and convenience we began to see the need for convenient computer based banking services.
  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
  • Texas Community Bank
  • 6721 Mcpherson Road, Laredo, TX, 78041
  • Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.