For the year 2026, the USDA loan limit in Farmersville, county of Collin, TX is set at $360,600, whereas the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator for a comparison of today's top USDA against FHA rates. Determine requirements for income, creditworthiness, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, thus assisting you in choosing the most suitable option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Farmersville, County of Collin, TX
Loan Type
Maximum Loan Amount
Minimum Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Farmersville, TX
The objective at Lendersa® is to smoothly and efficiently connect you with the most advantageous USDA or FHA loans. Choose one of three starting strategies that align with matching lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture and is offered exclusively in rural locales. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment at all.
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The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.
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3745 Running Springs Road, Ellicott City, MD, 21042
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