USDA Vs. FHA your options comparison in Royse-City, Rockwall County, TX
As of 2025, the USDA loan limit in Royse-City, in the county of Rockwall, TX, is set at $329,300, whereas the FHA limit for a single-family residence is $411,700.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It will help you determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a thorough side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most appropriate program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Royse-City, Rockwall, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Royse-City, TX
Lendersa® is committed to providing you with the most suitable USDA or FHA loans quickly and without difficulty. Begin with one of three starting points designed to align you with appropriate lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available strictly in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties
One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
Since establishing business in 1887, the bank has built its reputation on personal service and community promotion. Family owned and locally operated in the communities of Tescott, Lincoln, Salina, and Lindsborg, The Bank of Tescott strives to provide customers with a competitive array of loan and deposit products that aid in their financial succes
At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university.
The credit union changed its name to College Credit Union.
Community First National Bank was newly chartered on February 1, 2001 in response to the ownership change of several locally owned banks in the Manhattan market. We spent a great deal of time and put much thought into choosing our Community First name because it represents what we are all about; Community in the sense.
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
