USDA Loan Vs. FHA loan pro & con Olney, Young County, TX

In 2025, the USDA loan limit for Olney in Young county, TX, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today, evaluating the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial scenario in Alabama.

USDA and FHA Loan Choices in Olney, TX

Lendersa® aims to promptly connect you with the best USDA or FHA loan without any hassle. Choose from three initial steps to match with lenders and the USDA loan options that suit your needs.

Understanding USDA Loans in TX

A USDA home loan, supported by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is available only in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

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(520) 384-2822 Lender's profile and map Reviews Cochise Credit Union 170 N. Haskell, Willcox, AZ, 85643 Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,
(251) 438-7464 Lender's profile and map Reviews Gulf Coast Federal Credit Union 1001 Springhill Avenue, Mobile, AL, 36604 Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
(641) 472-3161 Lender's profile and map Reviews Iowa State Bank and Trust Company of Fairfield, Iowa 55 South 4th Street, Fairfield, IA, 52556 Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
(641) 472-9839 Lender's profile and map Reviews Libertyville Savings Bank 2000 W. Jefferson, Fairfield, IA, 52556 At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
(217) 323-4105 Lender's profile and map Reviews The First National Bank 300 Washington, Beardstown, IL, 62618 For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.
(217) 322-3323 Lender's profile and map Reviews Rushville State Bank 100 E. Lafayette Street, Rushville, IL, 62681 Real Community Bank, which means that when we accept your deposits, we invest that money back into this area in the form of home mortgages for your neighbors, business loans for your merchants, and education savings plans for your school children. We support our community with our donations to local schools, clubs, charitable organizations.
(308) 632-7004 Lender's profile and map Reviews Platte Vallley Bank 1212 Circle Drive, Scottsbluff, NE, 69363 At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
(334) 687-1685 Lender's profile and map Reviews 22nd State Bank 51 St. Joseph St., Mobile, AL, 36602 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
(251) 694-4100 Lender's profile and map Reviews Mobile Government Employees Credit Union 109 Saint Joseph Street, Mobile, AL, 36602 The MGECU provides saving & loan services to the U.S. Army Corps of Engineers, Mobile District employees, former employees and their family members and other groups approved by the Board of Directors and/or the Administrator, Alabama Credit Union Administration. A dynamic, self-sustaining, credit union system that offers savings and loan services.
(217) 532-2030 Lender's profile and map Reviews First Community Bank of Hillsboro 807 South Main Street, Hillsboro, IL, 62049 First Community Bank of Hillsboro was organized, chartered and opened in 1998 by a group of local investors who felt the need for a locally owned and operated bank. In March 2002, the former Bass Funeral Home, with all its beauty and local history, became the new home of First Community Bank of Hillsboro.
(217) 532-3991 Lender's profile and map Reviews Bank of Hillsboro 230 S Main St, Hillsboro, IL, 62049 Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
(217) 229-3701 Lender's profile and map Reviews The First National Bank of Raymond 403 East Broad, Raymond, IL, 62560 Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.