In 2026, the USDA loan limit for Olney in Young county, TX, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today, evaluating the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial scenario in Alabama.
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| Loan Type | Maximum Loan | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to promptly connect you with the best USDA or FHA loan without any hassle. Choose from three initial steps to match with lenders and the USDA loan options that suit your needs.
A USDA home loan, supported by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is available only in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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