USDA and FHA Pro and Con in Mexia, Limestone County, TX
In 2026, within Mexia of the Limestone county, TX, the limit for USDA loans is $336,500. For a single-family home, the FHA limit stands at $472,030.
The Lendersa® USDA loan calculator is your tool to assess today's top USDA and FHA rate offerings. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator offers a simultaneous view of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making for the best program in that aligns with your financial needs.
2026 Loan Limits & Downpayment Requirements in Mexia, County of Limestone, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mexia, TX
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This type of loan exclusively serves rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans eliminate the down payment requirement, facilitating greater accessibility for eligible buyers in rural locales.
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Mortgage West is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Mortgage West name is trusted throughout the community.
Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
