USDA Vs. FHA Pro and Con comparison in Mexia, Limestone County, TX

In 2025, within Mexia of the Limestone county, TX, the limit for USDA loans is $336,500. For a single-family home, the FHA limit stands at $472,030.

The Lendersa® USDA loan calculator is your tool to assess today's top USDA and FHA rate offerings. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator offers a simultaneous view of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making for the best program in that aligns with your financial needs.

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2025 Loan Limits & Downpayment Requirements in Mexia, County of Limestone, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mexia, TX

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in TX

The USDA home loan, secured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This type of loan exclusively serves rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans eliminate the down payment requirement, facilitating greater accessibility for eligible buyers in rural locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



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