In 2026, within Mexia of the Limestone county, TX, the limit for USDA loans is $336,500. For a single-family home, the FHA limit stands at $472,030.
The Lendersa® USDA loan calculator is your tool to assess today's top USDA and FHA rate offerings. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator offers a simultaneous view of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making for the best program in that aligns with your financial needs.
2026 Loan Limits & Downpayment Requirements in Mexia, County of Limestone, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mexia, TX
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This type of loan exclusively serves rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans eliminate the down payment requirement, facilitating greater accessibility for eligible buyers in rural locales.
Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
Our Mission is to provide quality financial services to our members. We are dedicated to providing loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of Freestone Credit Union. At the same time, we will offer these services with professionalism, integrity and innovation to provide
City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
At Community Bank & Trust, our mission statement is "Serving Beyond Expectations." By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.
Highway District 9 Credit Union was chartered July 28, 1953, serving the Texas Department of Transportation (TxDOT) District 9 employees and their family members. Highway District 9 Credit Union has always been committed to the best interest of our members. That’s why we were founded in the beginning, and it’s something we still believe in today.
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
