For 2026, in Marlin, the USDA loan limit in Falls county, TX is established at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess USDA vs FHA rates and figure out what income, credit, reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA options side by side to guide you in selecting the best program in <Alabama> for your financial conditions.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly provide you with the best USDA or FHA loans without hassle. Choose one of three initial options to find lenders and USDA loan programs that match your requirements.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available in rural regions only. In contrast to FHA loans that require a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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