USDA and FHA Pro and Con in Fairfield, Freestone County, TX
For 2025, the USDA loan limit in Fairfield, situated in Freestone county, TX, is $336,500, while the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's top USDA against FHA rates and check the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial needs in Alabama.
2025 Loan Maximums and Down Payment Guidelines in Fairfield, Freestone, TX
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fairfield, TX
At Lendersa®, our mission is to efficiently deliver the best USDA or FHA loan choices without hassle. Choose one of three starting strategies to connect with lenders and USDA loan programs that match your needs.
A USDA home loan is guaranteed by the Department of Agriculture, also called a USDA rural development loan or mortgage, and is solely available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.
1503 South US Hwy 301, STE 109, Wellington, FL, 33414
5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.
1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
13889 Wellington Trace, Suite A2, Wellington, FL, 33414
Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
LendingInTheD Mortgage Broker is connecting real people to real resources. We are honored to employ our expertise to secure loans for buyers and owners of residential property. We make it our duty to serve our clients by offering competitive products based on the extent of our relationships with Lenders and Banks represented locally, regionally.
At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
