USDA Vs. FHA your options comparison in Midlothian, Ellis County, TX
As of 2026, the USDA loan limit in Midlothian, county of Ellis, TX is set at $360,600. Meanwhile, FHA allows a limit of $531,300 for single-family homes.
To evaluate today's best USDA vs. FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents required. Our advanced mortgage calculator displays choices side by side, including USDA, FHA, Conforming, and VA, aiding in selecting the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Midlothian, County of Ellis, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Midlothian, TX
Lendersa® aims to efficiently secure you a USDA or FHA loan without hassle. Choose one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires no down payment.
Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.
1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.
4781 N Congress Ave, Suite 2140, Boynton Beach, FL, 33426
US FUND SOURCE provides business owners with financial solutions and opportunities. As an industry leader, we have financed over 20, 000 businesses across the United States. Our professional advisors specialize in funding and providing expert advice in equipment financing, invoice factoring, unsecured working capital, term loans, SBA loans.
1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.
1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
