As of 2026, the USDA loan limit in Midlothian, county of Ellis, TX is set at $360,600. Meanwhile, FHA allows a limit of $531,300 for single-family homes.
To evaluate today's best USDA vs. FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents required. Our advanced mortgage calculator displays choices side by side, including USDA, FHA, Conforming, and VA, aiding in selecting the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Midlothian, County of Ellis, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Midlothian, TX
Lendersa® aims to efficiently secure you a USDA or FHA loan without hassle. Choose one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires no down payment.
630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Vienna Capital Advisors is a private lender/broker that also works directly with other lenders to offer real estate collateralized loans that, for whatever reason, do not meet conventional banks’ lending criteria. Property types include but not limited to: Residential, Hotel, Assisted Living, and Multi-Family
"TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
2200 West Main Street, Suite L100, Durham, NC, 27705
Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join.
Duke Credit Union is managed and operated by Duke Employees
“At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
6546 Selvitz Road Port, Port Saint Lucie, FL, 34983
Unified Mortgage LLC, where we specialize in residential mortgages. At Unified Mortgage LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.
