USDA Vs. FHA your options comparison in Cedar-Hill, Dallas County, TX

In 2025, the USDA loan limit in Cedar-Hill, county of Dallas, TX is set at $329,300, whereas the FHA limit for a single-family home stands at $411,700.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates, establishing the income, credit, reserves, and required documents necessary to qualify. With our comprehensive mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Cedar-Hill, County of Dallas, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Cedar-Hill, TX

Lendersa® aims to help you efficiently secure the best USDA or FHA loan without hassle. Begin by selecting one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan is backed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Bagley
  • 31 Central Street East, Bagley, MN, 56621
  • Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
  • Gold Medal Mortgage Inc
  • 37490 Harvest Drive, Avon, OH, 44011
  • Our mortgage team members will give you the personal service you deserve & treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity.So we make a commitment to you: we will help you qualify, apply & be approved for perfect mortgage loan for you.
  • Gogebic Range Bank
  • 155 East Cloverland Drive, Ironwood, MI, 49938
  • We are a locally owned and operated bank that opened for business on May 20, 2002. Gogebic Range Bank, NMLS #518712, is a full-service bank offering a complete line of deposit and loan products for both consumer and business customers. We currently employ over 30 people with a total banking experience exceeding 350 years.
  • Citizens Home Loan LLC
  • 18468 Mack Grosse Pointe, Farms, MI, 48236
  • Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
  • Hill Mortgage
  • 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
  • Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Big Horn Federal Savings Bank
  • 33 North 6th Street, Greybull, WY, 82426
  • Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.
  • Forward Financial Credit Union
  • 1250 Roosevelt Road, Niagara, WI, 54151
  • Forward Financial Credit Union was started in 1948 as Niagara Papermill Employee’s Credit Union in Niagara, Wisconsin. Through the years we have added branches in Pembine and Marinette, Wisconsin and Iron Mountain, Michigan. We are committed to providing convenient, quality financial services that meet our members needs, now and in the future
  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Tribute Home Lending LLC
  • 615 Wilcox St, Rochester, MI, 48307
  • At Tribute Home Lending LLC, we help our clients obtain the best mortgage terms, whether for the purchase of a new home or refinancing an existing home. We are partnered with the nation's best lenders, & we take pride in fast & efficient closings. We have flexible hours, which means you can communicate with us outside of the normal business ho
  • Great Lakes Mortgage Services Inc
  • 950 W Avon Rd, Suite 3, Rochester, MI, 48307
  • At Great Lakes Mortgage Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.