USDA VS FHA in Mansfield, Tarrant County, TX

During 2026, the USDA loan limit in Mansfield, Tarrant county, TX, is $360,600, while the limit for FHA loans is $531,300 for single-family homes.

Use Lendersa®'s USDA loan calculator to compare today's USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you to decide which is most suitable for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Mansfield, Tarrant, TX

Type of Loan Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Mansfield, TX

Lendersa® aims to provide you with the most favorable USDA or FHA loans swiftly and easily. Begin with any of the three starting points that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan. It's exclusively available in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mansfield Lenders

  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Lends in Texas
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • Lends in Texas
  • "At Mansfield Mortgage, we understand the home-buying experience can
    be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."

  • Mesta Park Mortgage LLC
  • 3502 Kasmier Court, Arlington, TX, 76001
  • Lends in Texas
  • Mesta Park Mortgage, our mission is to handle each loan in a manner that results in the highest level of customer satisfaction. This is achieved by ensuring our customer’s needs are our top priority Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing.

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • Texas Trust Credit Union
  • 5850 W Interstate 20, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.

  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.

  • Allied Federal Credit Union
  • 200 SE Green Oaks Boulevard, Arlington, TX, 76018
  • Lends in Texas
  • Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.

  • Susser Bank
  • 2326 W Pleasant Ridge, Arlington, TX, 76015
  • Lends in Texas
  • Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.

    In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital