USDA and FHA Pro and Con in Mansfield, Tarrant County, TX

In 2025, USDA loan limit in Mansfield, county of Tarrant, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mansfield, county of Tarrant, TX

Loan Type Loan Limit Down payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Mansfield, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Mississippi Federal Credit
  • 600 19th Avenue, Meridian, MS, 39301
  • 1st MS can help you get the things you want now by offering low rates on your new or used purchase. Choose us for loans on motorcycles, boats, recreational vehicles, and farm equipment. We can also help you refinance your vehicle or equipment for a lower interest rate and monthly payment
  • First National Bank of Las Animas
  • 535 Bent Avenue, Las Animas, CO, 81054
  • Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
  • Memorial Federal Credit Union
  • 1231 44th Avenue, Room 11, Gulfport, MS, 39501
  • Memorial Federal Credit Union opened its doors in February of 1962 to provide financial services to the employees of Memorial Hospital and their family members. In the years since, we have grown our membership and continue to provide exceptional service. At Memorial Federal Credit Union, we strive to provide quality financial services.
  • First State Bank
  • 708 Azalea Dr, Waynesboro, MS, 39367
  • First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
  • Peoples Community Bank
  • 200 E 2nd Street, Annapolis, MO, 63620
  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
  • Bank 21
  • 586 West Arrow, Marshall, MO, 65340
  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.
  • Community Bank of Marshall
  • 811 W. College St, Marshall, MO, 65340
  • Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern. In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
  • 360 Mortgage Inc.
  • 28 Westwoods Dr, Liberty, MO, 64048
  • At 360 Mortgage Inc. we understand how important this is for each and every one of our clients. As a local broker in Liberty and Baton Rouge, we are able to offer the widest range of products and the lowest mortgage rates available. For over 11 years, 360 Mortgage Inc. has been making homeownership a reality for families
  • Community 1st Bank Las Vegas
  • 600 Douglas Ave, Las Vegas, NM, 87701
  • Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.