USDA Vs. FHA your options comparison in Gainesville, Cooke County, TX
In 2025, USDA loan limit in Gainesville, county of Cooke, TX is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Gainesville, county of Cooke, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Gainesville, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
3327 West Beverly Boulevard, Montebello, CA, 90640
HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
"Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.
With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"
1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.
33 S. Catalina Ave, Suite 102, Pasadena, CA, 91106
Housing Financial Corp. - Mortgage Lender is located in Pasadena, California, and was founded in 2012. Housing Financial provides residential mortgage financing. This business is working in the following industry: Loan companies. Annual sales for Housing Financial Corp. - Mortgage Lender are around USD 191, 813.00.
1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.
