USDA VS FHA in Bowie, Montague County, TX

In 2025, the USDA loan limit for Bowie in Montague county, TX, is set at $336,500. Meanwhile, the limit for an FHA loan for a single-family home is $472,030.

To accurately determine the best USDA versus FHA rates for today, utilize the Lendersa® USDA loan calculator. This tool evaluates the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the most suitable program in Alabama specifically based on your financial situation.

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2025 Loan Limits and Down Payment Requirements in Bowie, Montague, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bowie, TX

The goal of Lendersa® is to ensure you acquire the best USDA or FHA loans quickly and without hassle. You can begin with one of three approaches that connect you to suitable lenders and USDA loan programs efficiently.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not demand any down payment, providing significant upfront savings for those meeting the eligibility criteria.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American First Bancorp Inc
  • 4194 Fulton Drive NE, Canton, OH, 44718
  • American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.
  • Signature Mortgage
  • 4790 Douglas Circle NW, Canton, OH, 44718
  • Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
  • FirstEnergy Family Credit Union
  • 575 White Pond Drive, Suite E, Akron, OH, 44320
  • FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans,
  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.
  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
  • Contemporary Mortgage Services, Inc.
  • 498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
  • Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida. Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.
  • appli
  • 7680 Universal Blvd, Suite 660, Orlando, FL, 32819
  • appli Today's advancing technology is providing a quick and streamlined mortgage process. For example, through our website you can submit a complete and secure online loan application or get pre-qualified for a home loan.We know that each customer has specific needs, so we strive to meet those needs
  • Wesley Bal-EquitiFirst Mortgage
  • 7575 Dr. Phillips Blvd, Suite 245, Orlando, FL, 32819
  • Wesley Bal is a National and Florida Licensed Mortgage Loan Originator and owner of EquitiFirst Mortgage. I have been in the lending industry in Orlando since 2003. As a Licensed Mortgage Broker, I am able to originate all types of mortgages including Traditional lending FHA, VA, USDA, and Conventional.
  • Universal Mortgage & Financial
  • 7411 International Drive, Orlando, FL, 32819
  • Universal Mortgage & Financial Consultants Inc is a full service national financing company established in Central Florida. We provide a full spectrum of financial solutions for all types of commercial properties and businesses specializing in hospitality and commercial real estate funding as well as sophisticated merger.
  • Silver Star Mortgage LLC
  • 8810 Commodity Circle, Suite 17, Orlando, FL, 32819
  • Whether you are buying a new home, refinancing your existing mortgage or purchasing a commercial property, we will help. With access to a vast variety of residential and commercial loan products through our lender network, Silver Star Mortgage will help you find the perfect mortgage solution. Silver Star Mortgage IS reliable.