USDA Vs. FHA your options comparison in Rowlett, Dallas County, TX
In 2025, within Rowlett, county of Dallas, TX, the USDA loan limit is set at $336,500. In contrast, the FHA cap for a single-family home is $531,300.
Make use of Lendersa®'s USDA loan calculator to compare today's premier USDA and FHA rates, determining the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side to decide which program in best aligns with your financial needs.
2025 Loan Limits and Downpayment Requirements in Rowlett, County of Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Rowlett, TX
The goal of Lendersa® is to find you the best USDA or FHA loan quickly, without hassle. Choose one of three paths to connect with matched lenders and suitable USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan. This option is available only in rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require no down payment.
Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941
Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.
1414 Enclave Parkway, Suite 250, Houston, TX, 77077
Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
13111 Westheimer Road, Suite 210, Houston, TX, 77077
GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
"Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
*Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
720 W 26th St, Houston, TX 77008, Houston, TX, 77008
Discover Quick Lending: Texas-based private hard money lender, transforming investment opportunities with unbeatable terms. Our game-changing loans start with just 5% down, covering up to 75% of the ARV. Enjoy speedy funding within 7 days, no credit checks, and zero extension fees. Ideal for flips, rentals, and new constructions, our investor-frien
1415 North Loop West, Suite 110, Houston, TX, 77008
Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
