USDA and FHA Pro and Con in Wylie, Collin County, TX
As of 2026, the USDA loan limit for Wylie, in the county of Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family house is $531,300.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool will help you determine the income, credit, reserves, and documentation required to qualify. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide on the best option for your particular financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Wylie, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wylie, TX
The aim of Lendersa® is to swiftly and seamlessly help you secure the best possible USDA or FHA loan. Choose one of three starting points that align with lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also termed as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment.
On August 1, 2020, St. Columbkille Federal Credit Union merged with All Saints Federal Credit Union. There are now two branch locations to serve you: the St. Columbkille Branch in Parma and the St. Therese Branch in Garfield Heights. Our field of membership is open to employees and members of the Catholic Diocese of Cleveland
Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
