USDA and FHA Pro and Con in Wylie, Collin County, TX
As of 2026, the USDA loan limit for Wylie, in the county of Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family house is $531,300.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool will help you determine the income, credit, reserves, and documentation required to qualify. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide on the best option for your particular financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Wylie, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wylie, TX
The aim of Lendersa® is to swiftly and seamlessly help you secure the best possible USDA or FHA loan. Choose one of three starting points that align with lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also termed as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director
Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Competitive Home Lending helps Texas homebuyers compare wholesale mortgage options with a clear, low-pressure process. As a mortgage broker, we shop multiple lenders to help borrowers find competitive rates, understand closing costs, and choose a loan structure that fits their goals. We focus on straightforward guidance, fast communication, and practical loan options for qualified buyers.
