USDA Vs. FHA Pro and Con comparison in Wylie, Collin County, TX
As of 2025, the USDA loan limit for Wylie, in the county of Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family house is $531,300.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool will help you determine the income, credit, reserves, and documentation required to qualify. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide on the best option for your particular financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Wylie, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wylie, TX
The aim of Lendersa® is to swiftly and seamlessly help you secure the best possible USDA or FHA loan. Choose one of three starting points that align with lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also termed as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services.
Our Mission is to ensure the long-term stability, managed growth, and the members' continued trust and loyalty in our credit union.
Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans.
We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
7550 Hohman Avenue, Building Center, Munster, IN, 46321
Great Horizons Federal Credit Union is located in Munster, IN, United States and is part of the Depository Credit Intermediation Industry. If you are interested in joining Great Horizons FCU - Members of their immediate families. Spouses of persons who died while in the field of memberships of this credit union.
For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.
