USDA Vs. FHA your options comparison in Wylie, Collin County, TX
As of 2025, the USDA loan limit for Wylie, in the county of Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family house is $531,300.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool will help you determine the income, credit, reserves, and documentation required to qualify. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide on the best option for your particular financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Wylie, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wylie, TX
The aim of Lendersa® is to swiftly and seamlessly help you secure the best possible USDA or FHA loan. Choose one of three starting points that align with lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also termed as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment.
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