In the year 2025, the loan limit for USDA in Sachse, located in Dallas, TX, is $336,500. At the same time, the limit for an FHA loan for a single-family home stands at $531,300.
By using the Lendersa® USDA loan calculator, you can compare the best rates available today for USDA and FHA loans. This tool helps you evaluate the income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best possible USDA or FHA loan swiftly and with ease. You can choose from three starting points that align with lenders and USDA loan programs best suited to your needs.
The USDA home loan is insured by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. In contrast to USDA loans, FHA loans require a minimum down payment of 3.5%, while the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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