FHA Vs. USDA loan program for Shallowater, Lubbock County, Texas

In 2025, USDA loan limit in Shallowater, county of Lubbock, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Shallowater, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(251) 438-7464 Lender's profile and map Reviews Gulf Coast Federal Credit Union 1001 Springhill Avenue, Mobile, AL, 36604 Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
(507) 426-7242 Lender's profile and map Reviews The First National Bank of Fairfax 16 SE 1st Street, Fairfax, MN, 55332 The First National Bank of Fairfax, Minnesota is a small independent community bank that is locally owned and locally managed with one office. Founded in 1910, it is located in a rural community with a population of about 1, 300 situated at the crossroads of Minnesota State Highways 4 and 19 in Renville County in Southwestern Minnesota.
(307) 587-4915 Lender's profile and map Reviews Sunlight Federal Credit Union 1702 17th Street, Cody, WY, 82414 Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
(615) 446-2822 Lender's profile and map Reviews First Federal Bank TN 611 East College St, Dickson, TN, 37055 First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.
(563) 659-3211 Lender's profile and map Reviews De Witt Bank & Trust Co. 815 Sixth Avenue, De Witt, IA, 52742 DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
(563) 659-3141 Lender's profile and map Reviews First Central State Bank 914 6th Ave, De Witt, IA, 52742 As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
(507) 232-3488 Lender's profile and map Reviews ProGrowth Bank 703 3rd Street, Nicollet, MN, 56074 ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
(334) 687-1685 Lender's profile and map Reviews 22nd State Bank 51 St. Joseph St., Mobile, AL, 36602 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
(251) 694-4100 Lender's profile and map Reviews Mobile Government Employees Credit Union 109 Saint Joseph Street, Mobile, AL, 36602 The MGECU provides saving & loan services to the U.S. Army Corps of Engineers, Mobile District employees, former employees and their family members and other groups approved by the Board of Directors and/or the Administrator, Alabama Credit Union Administration. A dynamic, self-sustaining, credit union system that offers savings and loan services.
(251) 289-1141 Lender's profile and map Reviews Mission 1st Mortgage Inc 805 Church Street, Unit 2, Mobile, AL, 36602 Mission 1st Mortgage team is committed to providing our clients with the highest quality financial services combined with the lowest mortgage rates available in Alabama. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(256) 637-6511 Lender's profile and map Reviews Champion Community Credit Union 16601 County Road 150, Courtland, AL, 35618 Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.