USDA Vs. FHA your options comparison in Shallowater, Lubbock County, TX
In 2025, the USDA loan limit for Shallowater, situated in Lubbock county, TX, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates and determine the required income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program in based on your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Shallowater, Lubbock County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Shallowater, TX
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage loan does not require any down payment.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
2019 South 77 Sunshine Strip, Harlingen, TX, 78550
The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Louisiana Baptist Federal Credit Union has been open since 1975. The credit union has assets totaling $5.26 Million and provides banking services to more than 900 members.
The credit union is a religious-based credit union. Membership is also open to immediate family of current members.
Louisiana Land Bank, ACA is headquartered in Monroe, Louisiana, with 11 locations state-wide to meet your agriculture and rural financing needs. Louisiana Land Bank has been Louisiana's premier agricultural lender for over 100 years. We are a locally owned and operated lending cooperative whose specialty and expertise are making agricultural loans.
Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs!
While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
