USDA and FHA Pro and Con in Slaton, Lubbock County, TX
For the year 2025, the USDA loan limit in Slaton, located in the county of Lubbock, TX, is $336,500. In comparison, the FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA loans today, and to determine which income levels, credit scores, reserves, and documents are necessary for eligibility. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program for your financial needs in .
An Overview of 2025 Loan Limits and Down Payment Mandates in Slaton, Lubbock, TX
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Slaton, TX
The aim of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you, without any complications. Begin your journey by selecting one of the three pathways that connect you with aligned lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural communities. Unlike FHA loans which require a minimum of 3.5% down payment, USDA loans eliminate the need for any down payment.
101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative.
The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets.
Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
"Capital City Mortgage is a mortgage brokerage company based in Austin, Texas.
We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
11673 Jollyville Rd, Suite B101, Austin, TX, 78759
Austin Home Mortgage is the quickest and most convenient way to search for your best financing options. Our reputation is driven by our ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. We have the resources to fulfill all your home financing needs
4926 Spicewood Springs Road, Suite 100, Austin, TX, 78759
First American Mortgage was founded in Austin, TX in 1990. We are a locally owned mortgage broker offering hundreds of different loan products from over 40 different lenders. This allows us to provide our customers with the best mortgage loan to suit their needs at the lowest interest rate available.
