USDA Loan Vs. FHA loan for Fair-Oaks, VA [Fairfax County Rates 2023]

In 2025, USDA loan limit in Fair-Oaks, county of Fairfax, VA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fair-Oaks, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(870) 234-5777 964 miles Lender's profile and map Reviews The Peoples Bank of Red Level 500 North Jackson, Magnolia, AR, 71753 Peoples Bank has been serving Magnolia Arkansas & surrounding cities in Columbia County for over 100 years. We are the only bank located exclusively in Columbia County. The Peoples Bank is a branch office of The Peoples Bank. They provide the following services: Full Service Office Location & are located at 500 North Jackson in Magnolia Ark
(855) 855-3268 964 miles Lender's profile and map Reviews Farmers Bank & Trust 1129 E Main St, Magnolia, AR, 71753 Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
(918) 542-3371 964 miles Lender's profile and map Reviews The First National Bank and Trust Company of Miami 2 N Main St, Miami, OK, 74354 The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
(320) 286-2191 964 miles Lender's profile and map Reviews The First National Bank of Cokato 365 Broadway Ave S, Cokato, MN, 55321 The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business November 2, 1916 with total assets of $970.62. In 1920 a new bank site was purchased and the bank moved into its new quarters in July, 1923. First National Bank has enjoyed the privilege.
(225) 654-2701 965 miles Lender's profile and map Reviews Bank of Zachary 4743 Main Street, Zachary, LA, 70791 Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
(225) 654-7230 965 miles Lender's profile and map Reviews GP Louisiana Federal Credit Union 1700 E Mount Pleasant Road, Zachary, LA, 70791 GP Louisiana Federal Credit Union has been open since 1969. The credit union has assets totaling $48.27 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
(225) 654-4021 965 miles Lender's profile and map Reviews Feliciana Federal Credit Union 20303 Old Scenic Highway, Zachary, LA, 70791 Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.
(225) 775-1082 965 miles Lender's profile and map Reviews Allied Plastics Federal Credit Union 1700 E Mount Pleasant Road, Zachary, LA, 70791 Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
(225) 271-5600 965 miles Lender's profile and map Reviews Mainstreet Mortgage LLC 8586 Pin Oak Dr, Zachary, LA, 70791 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
(985) 785-8411 966 miles Lender's profile and map Reviews First National Bank USA 13386 Hwy 90, Boutte, LA, 70039 Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts
(785) 548-7521 966 miles Lender's profile and map Reviews The Union State Bank of Everest 545 Main Street, Everest, KS, 66424 Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.