FHA Vs. USDA loan program for Fair-Oaks, Fairfax County, Virginia

In 2025, USDA loan limit in Fair-Oaks, county of Fairfax, VA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fair-Oaks, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(307) 234-2385 Lender's profile and map Reviews Broker One Real Estate 550 N. Poplar St, Casper, WY, 82601 We are proud of our experience in almost every area of real estate, including residential, commercial, investment, rural and agricultural properties, as well as development and real estate finance. Also, we now offer property management! Our agents have a thorough understanding of all properties on the market.
(307) 265-0603 Lender's profile and map Reviews WYOMING COMMUNITY DEVELOPMENT AUTHORITY 155 North Beech Street, Casper, WY, 82601 WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
(307) 237-7002 Lender's profile and map Reviews Stillwater Mortgage 135 South Jackson St, Casper, WY, 82601 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(505) 425-7584 Lender's profile and map Reviews Community 1st Bank Las Vegas 600 Douglas Ave, Las Vegas, NM, 87701 Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
(406) 653-5500 Lender's profile and map Reviews Western Bank of Wolf Point 111 3rd Avenue South, Wolf Point, MT, 59201 Western Bank of Wolf Point is a locally owned bank that will serve its constituency with integrity & commitment for the well-being & survival of our community. The bank contributes pro-active leadership & human resources to help our community. The bank provides the necessary products & services to accommodate the diverse needs of our customers.
(406) 653-2880 Lender's profile and map Reviews Wolf Point Federal Credit Union 217 Third Avenue South, Wolf Point, MT, 59201 WOLF POINT FEDERAL CREDIT UNION: received it's federal charter in 1963 with charter #15375. The original Board of Directors had seven members, which remain true today. Credit unions are association of people, owned and democratically controlled by their members. Should they cease to be such, they cease to be credit unions
(719) 539-2968 Lender's profile and map Reviews Mountain River Credit Union 205 E 3rd. Street, Salida, CO, 81201 Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
(719) 539-2516 Lender's profile and map Reviews High Country Bank 7360 West Highway 50, Salida, CO, 81201 High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders. On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
(719) 587-4200 Lender's profile and map Reviews First Southwest Bank 720 Main Street, Alamosa, CO, 81101 As a Community Development Financial Institution, our mission at First Southwest Bank is to cultivate valuable relationships, invest in economic and social doers, and foster a well-lived rural Colorado culture. Serving the San Luis Valley and rural Colorado for more than 100 years, we offer personal and business banking at our six branches.
(719) 589-2564 Lender's profile and map Reviews Alamosa State Bank 2225 Main St., Alamosa, CO, 81101 Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.
(406) 485-2288 Lender's profile and map Reviews Grasslands Federal Credit Union 320 Main Street, Circle, MT, 59215 Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.