USDA Loan Vs. FHA loan for Fair-Oaks, VA [Fairfax County ]

In 2026, the USDA loan limit for Fair-Oaks in the county of Fairfax, VA, is set at $657,900. For a single-family house, the FHA loan limit is $822,375.

Utilize the Lendersa® USDA loan calculator to explore today's premier USDA versus FHA rates, and determine the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial needs in .

Options for USDA and FHA Loans in Fair-Oaks, VA

Lendersa® aims to rapidly provide you with the best possible USDA or FHA loan without unnecessary hassle. Select one of three starting options to connect with lenders offering USDA loan options.

Understanding the USDA Loan in VA

The USDA home loan is a government-guaranteed loan via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is only available in rural locations, and unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

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Fair-Oaks Lenders
(703) 436-4740 Lender's profile and map First Virginia Community Bank 11325 Random Hills Road, Fairfax, VA, 22030 Lends in Virginia Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.
(703) 218-9900 Lender's profile and map NextMark Credit Union 4201 Members Way, Fairfax, VA, 22030 Lends in Virginia The name NextMark captures the possibilities inherent in what we offer. It’s all about helping our community confidently navigate their financial journey by being more active and more fully engaged. It’s about turning dreams into goals and finding the shortest distance to financial success. We’re good at what we do.
(703) 788-4800 Lender's profile and map Apple Federal Credit Union 4097 Monument Corner Drive, Fairfax, VA, 22030 Lends in Virginia Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience. We’re grateful for every member who chooses to be a part of the Apple family.
(703) 667-4170 Lender's profile and map The Freedom Bank of Virginia 10555 Main Street, Suite 100, Fairfax, VA, 22030 Lends in Virginia The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.
(703) 481-4567 Lender's profile and map Mainstreet Bank 10089 Fairfax Blvd, Fairfax, VA, 22030 Lends in Virginia MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area. MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank
(703) 385-2000 Lender's profile and map First Mortgage Group, Inc. 10807 Fieldwood Drive, Fairfax, VA, 22030 Lends in Virginia Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(800) 231-8855 Lender's profile and map Credit Union Mortgage Association, Inc. 10800 Main Street, Fairfax, VA, 22030 Lends in Virginia Credit Union Mortgage is a full-service mortgage company 100% credit union owned and dedicated to serving the credit union community. Formed by credit unions in 1978 and exclusively serving the needs of credit unions and their members nationwide we provide fulfillment services on residential mortgage loans to credit unions of all sizes.
(800) 867-6859 Lender's profile and map George Mason Mortgage, LLC 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030 Lends in Virginia Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.
(571) 533-8999 Lender's profile and map Capital Mortgage Group, Inc. 12916 Swedes St, Fairfax, VA, 22030 Lends in Virginia Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.