USDA Loan Vs. FHA loan for Fairfax, VA 2025

In 2025, the USDA loan limit in Fairfax, situated in Fairfax county, VA is $657,900, while the limit for FHA loans for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today. Evaluate the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in for your specific financial needs.

Explore USDA and FHA Loan Offers in Fairfax, VA

The objectives of Lendersa® include swiftly connecting you with the most suitable USDA or FHA loan with minimal hassle. Begin by selecting one of three start options that lead to personalized lender matches and USDA loan opportunities.

Lendersa USDA loan request and match results

What Exactly is a USDA Loan in VA?

The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(610) 363-3027 Lender's profile and map Reviews J & S Mortgage Inc 311 Exton Commons, Exton, PA, 19341 J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
(610) 594-8880 Lender's profile and map Reviews Advantage Financial Funding Corporation 124 John Robert Thomas Drive, Exton, PA, 19341 HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.
(540) 474-2430 Lender's profile and map Reviews The Blue Grass Valley Bank 2583 Blue Grass Valley Road, Blue Grass, VA, 24413 With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915. We take pride in providing our customers with a level of sincerity and service unlike any other.
(302) 535-7327 Lender's profile and map Reviews WHITECAP MORTGAGE LLC 39682 Sunrise Ct, Bethany Beach, DE, 19930 Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
(610) 497-1800 Lender's profile and map Reviews Iron Workers Savings Bank 3333 Concord Road, Aston, PA, 19014 Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
(610) 485-2960 Lender's profile and map Reviews Sun East Federal Credit Union 4500 Pennell Road, Aston, PA, 19014 "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
(800) 237-7288 Lender's profile and map Reviews Members 1st Federal Credit Union 516 East Lancaster Avenue, Reading, PA, 19607 Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
(856) 358-7000 Lender's profile and map Reviews The First National Bank of Elmer 10 South Main Street, Elmer, NJ, 08318 The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
(434) 246-5211 Lender's profile and map Reviews The Bank of Southside Virginia 17208 Halligan Park Rd., Carson, VA, 23830 BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots. The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
(814) 487-5714 Lender's profile and map Reviews C-B-W Schools Federal Credit Union 460 Locust Street, Sidman, PA, 15955 The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
(610) 280-3335 Lender's profile and map Reviews 1st Trust Financial LLC 604 French Creek Lane, Chester Springs, PA, 19425 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
(814) 443-9200 Lender's profile and map Reviews Somerset Trust Company 151 West Main Street, Somerset, PA, 15501 Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.