USDA VS FHA in Fairfax, Fairfax County, VA

In 2025, the USDA loan limit in Fairfax, situated in Fairfax county, VA is $657,900, while the limit for FHA loans for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today. Evaluate the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Fairfax, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Offers in Fairfax, VA

The objectives of Lendersa® include swiftly connecting you with the most suitable USDA or FHA loan with minimal hassle. Begin by selecting one of three start options that lead to personalized lender matches and USDA loan opportunities.

Lendersa USDA loan request and match results

What Exactly is a USDA Loan in VA?

The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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