USDA VS FHA in Long-Branch, Fairfax County, VA

In 2026, the USDA loan limit in Long-Branch, situated in Fairfax county, VA, is $657,900, while the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Evaluate the income, credit, reserves, and documents needed for qualification. Our innovative mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial requirements in .

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Long-Branch, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Long-Branch, VA

Lendersa® is committed to finding you the best USDA or FHA loan swiftly without hassle. Choose one of three starting points to be matched with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in VA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and only available in rural areas. Diverging from FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Long-Branch Lenders

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.

  • Quality First Mortgage
  • 2724 Dorr Avenue Suite 215, Fairfax, VA, 22031
  • Lends in Virginia
  • Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.

  • First Virginia Community Bank
  • 11325 Random Hills Road, Fairfax, VA, 22030
  • Lends in Virginia
  • Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.

  • NextMark Credit Union
  • 4201 Members Way, Fairfax, VA, 22030
  • Lends in Virginia
  • The name NextMark captures the possibilities inherent in what we offer. It’s all about helping our community confidently navigate their financial journey by being more active and more fully engaged. It’s about turning dreams into goals and finding the shortest distance to financial success. We’re good at what we do.

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.

  • The Freedom Bank of Virginia
  • 10555 Main Street, Suite 100, Fairfax, VA, 22030
  • Lends in Virginia
  • The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.

  • Mainstreet Bank
  • 10089 Fairfax Blvd, Fairfax, VA, 22030
  • Lends in Virginia
  • MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area.

    MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank

  • First Mortgage Group, Inc.
  • 10807 Fieldwood Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.