USDA Vs. FHA Pro and Con comparison in Rockwood, Chesterfield County, VA

In the year 2025, the USDA loan limit for Rockwood within Chesterfield county, VA, is $428,700. For a single-family home, the FHA limit is set at $546,250.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Rockwood, Chesterfield County, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rockwood, VA

The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan, without any hassle. Start with one of the three pathways to find compatible lenders and USDA loan programs that suit you.

Lendersa USDA loan request and matching results

What are USDA Loans in VA?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas only. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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