USDA Vs. FHA Pro and Con comparison in Rockwood, Chesterfield County, VA
In the year 2025, the USDA loan limit for Rockwood within Chesterfield county, VA, is $428,700. For a single-family home, the FHA limit is set at $546,250.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Rockwood, Chesterfield County, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rockwood, VA
The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan, without any hassle. Start with one of the three pathways to find compatible lenders and USDA loan programs that suit you.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas only. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans do not require any down payment.
RateWinner Mortgage Company was established with one goal in mind; to provide the absolute lowest fees and rates without compromising great service. We are a local boutique-sized lender in Bensalem, PA without the extravagant overhead and fancy office space. Instead, we are very cost-conscious and also maintain a cost-effective overhead
Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
Pioneer West Virginia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of people helping people.
The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
