USDA VS FHA in Bon-Air, Chesterfield County, VA

In 2025, USDA loan limit in Bon-Air, county of Chesterfield, VA is $428,720 while FHA limit is $535,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bon-Air, county of Chesterfield, VA

Loan Type Loan Limit Down payment
USDA $428,720 0%
FHA $535,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bon-Air, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • D&V Home Mortgage Inc
  • 1412 Royal Palm Square Blvd., Suite 105, Fort Myers, FL, 33919
  • D&V Home Mortgage is a locally owned and operated mortgage company specializing in fast processing and friendly service! D&V Home Mortgage, Inc. is a mortgage broker business with its home office based in Fort Myers, FL. The company offers residential loan services to individuals interested in purchasing a new home or refinancing an existing loan.
  • VM Commercial Loans LLC
  • 6700 Winkler Rd, Fort Myers, FL, 33919
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • E Zip Mortgage
  • 8300 College Pkwy, Suite 101, Fort Myers, FL, 33919
  • First Florida Financial Group LLC is a mortgage brokerage company that was founded in 2006 and has developed relationships with the best and largest wholesale lenders in the country. This gives us the ability to meet or beat most retail lending interest rates and to not just offer the normal loan programs like most banks do
  • AgentsLender
  • 8191 College Parkway Suite 203, Fort Myers, FL, 33919
  • As a Ft Myers native, I enjoy working closely with many of the Top Real Estate Agents in Southwest Florida helping their first time home buyers, vacation homebuyers, and property investors purchase their piece of paradise. In the ever changing finance industry, experience is critical to making your home buying experience as smooth as possible.
  • VanDyk Mortgage
  • 8280 College Pkwy Suite 101, Fort Myers, FL, 33919
  • VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
  • Approved Mortgage Solutions Corp
  • 7101 W Commercial Blvd, Suite 4E, Tamarac, FL, 33319
  • Our agents will make sure to contact you as soon as possible to help you with your need. Servicing the South Florida region in sales, purchases, relocating, rentals, luxury homes, and commercial properties. Carl Carey is Licensed Real Estate Broker of Approved Realty Solutions Inc. Quality Real Estate, with people you can trust!
  • Fourpath Mortgage
  • 4808 W Commercial Blvd., Spring Hill, FL, 33319
  • Fourpath Mortgage is led by a team who has been in the industry for over 20 years. As a mortgage firm, we offer a variety of mortgage products, from FHA to Jumbo loans. From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.
  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
  • Mount Vernon Bank and Trust Company
  • 206 First Street West, Mount Vernon, IA, 52314
  • "Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience. Mount Vernon