USDA and FHA Pro and Con in Bon-Air, Chesterfield County, VA
In 2025, the USDA loan limit for Bon-Air in Chesterfield, VA is $428,720, whereas for a single-family home, the FHA limit is $535,900.
Utilize Lendersa®'s USDA loan calculator to thoroughly compare today's top rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Bon-Air, Chesterfield county, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$535,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bon-Air, VA
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan with no hassle. Start with one of three methods to connect with lenders and explore USDA loan programs.
A USDA home loan is government-guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA loan requires no down payment.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Harford Bank is an independent, locally owned & managed, full-service bank, responsive to the needs of our customers & our community. We are committed to delivering a superior customer experience, providing fulfilling careers, & a competitive return to our shareholders. Harford Bank was chartered as a national banking association on April 27, 1964.
1200 Technology Drive, Suite A, Aberdeen, MD, 21001
Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds.
Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
County Bank’s primary mission has been to serve the banking needs of southern Delaware, and this continues to be the driving force behind the bank today. High quality customer service is the true mission of the bank. Our products are designed to meet the needs of our customers and our employees are hired to provide friendly, knowledgeable, and effi
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
