USDA Vs. FHA Pro and Con comparison in Bon-Air, Chesterfield County, VA
In 2026, the USDA loan limit for Bon-Air in Chesterfield, VA is $428,720, whereas for a single-family home, the FHA limit is $535,900.
Utilize Lendersa®'s USDA loan calculator to thoroughly compare today's top rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Bon-Air, Chesterfield county, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$535,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bon-Air, VA
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan with no hassle. Start with one of three methods to connect with lenders and explore USDA loan programs.
A USDA home loan is government-guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA loan requires no down payment.
We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.
Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu
Since 1985, Guaranty Home Mortgage Corporation, (GHMC) has been a market leader in mortgage lending. In 2019 GHMC transformed from a Federally Registered entity to an Independent Mortgage Banker and is currently licensed in 48 states. GHMC originates and purchases loans nationally through multiple channels.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000. An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.
