USDA Vs. FHA your options comparison in West-Point, King William County, VA
In 2025, the USDA loan limit for West-Point, located within King William county, VA, is set at $428,720. Comparatively, the FHA limit for a single-family home is $535,900.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA vs. FHA rates. This tool assists you in figuring out the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on which program in is most fitting for your financial situation.
2025 Loan Limits and Downpayment Requirements in West-Point, County of King William, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$535,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Point, VA
Lendersa® is focused on facilitating access to the best USDA or FHA loan quickly and without hassle. Select from one of three starting pathways to connect with matching lenders and access USDA loan programs tailored to your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment at all, making them an appealing option for eligible rural borrowers.
Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
Our staff wants to guide you through the process of your loan or tax needs at any one of our 4 locations and With 20+ years experience in Consumer Finance. We are building a new company from the ground up, with emphasis placed on quality customer service. Striving to be the best. We want to help you and your family
Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
Red Rose Mortgage, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
KRATON Belpre Federal Credit Union has been open since 1970. The credit union has assets totaling $8.55 Million and provides banking services to more than 800 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
