As of 2026, the USDA loan limit for Williamsburg, situated in Williamsburg County, VA, is $367,000. Meanwhile, the FHA limit for a single-family home is $507,150.
Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. It helps determine the income, credit score, reserves, and necessary documents to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA offerings side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $367,000 | 0% | |
| FHA | $507,150 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to seamlessly connect you with the best USDA or FHA loans quickly and efficiently. Start by selecting one of three strategies for discovering matching lenders and suitable USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is only available in rural neighborhoods. Contrary to FHA loans that demand a 3.5% minimum down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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