USDA and FHA Pro and Con in Sudley, Prince William County, VA

In 2025, the USDA loan limit for Sudley in Prince William, VA is $336,500, whereas the FHA limit for a single-family home is $546,250.

Use Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA programs side by side, assisting in determining which option in best matches your financial needs.

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2025 Loan Limits and Down Payment Requirements in Sudley, Prince William county, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Sudley, VA

Lendersa® aims to quickly connect you with the optimal USDA or FHA loan with minimal hassle. Select one of three starting paths that link you with appropriate lenders and USDA loan options.

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Understanding the USDA Loan in VA

The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Inspyre Mortgage LLC
  • 2090 Candleglow Street, Castle Rock, CO, 80109
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MortgageLink Solutions LLC
  • 2160 Bellavista Street, Castle Rock, CO, 80109
  • MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Montegra Capital Resources, LTD
  • 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
  • Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • The Bank of Denver
  • 810 East 17th Avenue, Denver, CO, 80218
  • The Bank of Denver, formerly the Denver Industrial Bank, was organized by George F. Rock, Jr. as a result of a merger of the Credit Finance Company, organized in 1936, and the Denver Safe Deposit Company, organized in 1908. The Bank’s mission is to be a full service financial institution that delivers great personal service
  • Metro Mortgage Group LLC
  • 825 E Speer Blvd, Suite 206, Denver, CO, 80218
  • At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.