USDA and FHA Pro and Con in Sudley, Prince William County, VA

In 2026, the USDA loan limit for Sudley in Prince William, VA is $336,500, whereas the FHA limit for a single-family home is $546,250.

Use Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA programs side by side, assisting in determining which option in best matches your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sudley, Prince William county, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Sudley, VA

Lendersa® aims to quickly connect you with the optimal USDA or FHA loan with minimal hassle. Select one of three starting paths that link you with appropriate lenders and USDA loan options.

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Understanding the USDA Loan in VA

The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fairview Commercial Lending
  • 148 Hammond Drive, Sandy Springs, GA, 30328
  • Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers.

  • Hard Money Georgia
  • 102 Hammond Drive, Atlanta, GA, 30328
  • Realty Resources Corporation was founded in 1976. We are real estate brokers and direct hard money lenders on any kind of property in Georgia, and we’ve closed thousands of hard money loans in Greater Atlanta and now in Savannah. Whether you are looking for Hard Money Lenders, Private Money Lenders, Loans for Bad Credit.

  • Yieldi LLC
  • 6000 Lake Forrest Drive, Suite 100, Atlanta, GA, 30328
  • Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset
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  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Rd, Atlanta, GA, 30328
  • Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,

  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.

  • Excel Commercial Capital Corporation
  • 5784 Lake Forrest Dr., Atlanta, GA, 30328
  • XCEL Commercial Capital was formed in May 2010. It was formed as an offshoot of HomeStar Mortgage, Inc., which was incorporated May 1999. Over the last 11 years, we have originated many commercial loans stemming from requests from current and past customers, commercial real estate brokers, and other referral partnerships.

  • The Westmoore Group
  • 50 Glenlake Parkway, #600, Atlanta, GA, 30328
  • The Westmoore Group was formed to provide unique capital solutions for the real estate mortgage marketplace. We have the ability to offer all product types including residential mortgage loans to owner occupied borrowers who cannot qualify for conventional financing. We also lend to real estate investors and on commercial property.

  • United Methodist Connectional Federal Credit Union
  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members.

    Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference

  • StrongBox Home Loans
  • 1412 waterford green way, Marietta, GA, 30068
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.