USDA VS FHA in Bellows-Falls, Windham County, VT

As of 2026, the USDA loan limit in Bellows-Falls, situated in the county of Windham, VT, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, helping you ascertain the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the best program that suits your specific financial needs in .

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2026 Loan Limits and Down Payment Requirements in Bellows-Falls, Windham County, VT

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Bellows-Falls, VT

The mission of Lendersa® is to offer you the ideal USDA or FHA loan without hassle and as quickly as possible. Begin with one of three options that connect you with lenders and USDA loan programs tailored to your needs.

Outcome of Lendersa USDA loan request and matching

Defining a USDA Loan in VT

The USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or mortgage. It is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bellows-Falls Lenders

  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • Lends in Vermont
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Lends in Vermont
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts

  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Lends in Vermont
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service