USDA VS FHA in Rockingham, Windham County, VT

In 2026, the USDA loan limit in Rockingham, found in Windham county, VT, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and determine the qualifications needed, including income, credit, reserves, and required documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting your decision on the optimal program in for your financial condition.

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2026 Loan Limits and Down Payment Requirements in Rockingham, Windham County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Rockingham, VT

Lendersa® aims to quickly secure you the best USDA or FHA loan with ease. Select one of three starting points to align with lenders and explore USDA loan programs that match your needs.

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Explaining USDA Loans in VT

The USDA home loan, backed by the Department of Agriculture, often called a USDA rural development loan or mortgage, is strictly available in rural areas only. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rockingham Lenders

  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • Lends in Vermont
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Lends in Vermont
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts

  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Lends in Vermont
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service